Property Search - Pollard Realty

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$179,900

2319 Rebel Ridge Rd
La Grange, KY 40031

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Property Type: Residential

# of Bedrooms: 2

# of Bathrooms: 1

Square Footage: 702

Year Built: 2014

Area: 20-Oldham County N171

Subdivision: NONE

Description: Incredible 7.5 acre property in Oldham County with endless potential. This ...

Acres: 7.5

Garage: 1

Area: 20-Oldham County N171

Last Updated: February - 04 - 2023

$350,000

4603 Old Sligo Rd
La Grange, KY 40031

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Property Type: Land/Lots

Area: 20-Oldham County N171

Subdivision: L'ESPRIT

Description: Beautiful property in the L'Esprit community. The front half of the parcel ...

Acres: 16.37

Area: 20-Oldham County N171

Last Updated: January - 30 - 2023

$279,000

136 Magnolia Ave
La Grange, KY 40031

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Property Type: Residential

# of Bedrooms: 3

# of Bathrooms: 3

Square Footage: 1691

Year Built: 1994

Area: 20-Oldham County N171

Subdivision: SPRINGHOUSE ESTATES

Description: Wonderful patio home in Springhouse Estate! This is the 3 bedroom 2.5 bath ...

Garage: 1

Area: 20-Oldham County N171

Last Updated: January - 27 - 2023

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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Metro Search, Inc. Real estate listings held by brokerage firms other than the site owner are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about each listing includes the name of the listing broker.

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Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years

120 months = 10 years

180 months = 15 years

240 months = 20 years

360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://financial-calculators.com/mortgage-calculator