7505 Commonwealth Dr, Crestwood, KY 40014 (MLS# 1637159)

$39,900

7505 Commonwealth Dr
Crestwood, KY 40014
MLS# 1637159

1 / 1

Details

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Current Price: $39,900

Contract Info

Original List Price: 49900

Listing Date: 2023-05-24

Listing Price: 39900

List Price/Acre: 34102.56

Property Sub Type: Residential Land

HOA Y/N: Yes

HOA Annual $: 45

HOA Fee: No

Location, Tax & Legal Info

Street #: 7505

Street: Commonwealth

St Suffix: Dr

Area: 21-Oldham County S-171

Sub Area: A

County: Oldham

State/Province: KY

Zip Code: 40014

Parcel ID: 4106A02129

Deed Bk: 894

Pg #: 67

Subdivision/Condo: KENTUCKY ACRES

Block: 000

Lot: 129

Directions: Hwy 22 to Abbott Ln (Rte 2858), rt on Abbott Ln, then left at the ''T'' intersection onto Mt. Zion Road (KY 1818), and left on Commonwealth Drive. Lot on the right approx. .9 miles

Coop Comm: 3

Disclosure: No

REO/Bank Owned/HUD: No

Geo Lat: 38.324744

Geo Lon: -85.404516

General Property Description

Dedicated Road?: Y

Acres: 1.17

Lot Dimensions: 0 x 0

Zoning: Residential

Restrictions: Yes

Flood Plain: No

Sold As-Is: Yes

Status Change Info

Status: Active

Property Features

Lot Description: Cleared

Lot Access: Easement; Paved Road

Utilities: Public Water

Listing Documents

Vacant Land Disclosure

Engineers Report

Engineer Photos

Listing Office: Spetz & Associates REALTORS

Last Updated: March - 19 - 2024

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Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years

120 months = 10 years

180 months = 15 years

240 months = 20 years

360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator