5702 Loretto Rd, Bardstown, KY 40004 (MLS# 1657779)

$199,900

5702 Loretto Rd
Bardstown, KY 40004
MLS# 1657779

1 / 37

Details

Maps

None

Current Price: $199,900

Contract Info

Original List Price: 199900

Listing Date: 2024-04-03

Listing Price: 199900

List Price/Acre: 33766.89

Property Sub Type: Residential Land

HOA Y/N: No

HOA Fee: No

Location, Tax & Legal Info

Street #: 5702

Street: Loretto

St Suffix: Rd

Area: 10-Nelson County

Sub Area: A

County: Nelson

State/Province: KY

Zip Code: 40004

Parcel ID: 47000-00-101

Deed Bk: 239

Pg #: 242

Subdivision/Condo: NONE

Directions: Head northeast on Hillcrest Dr toward Templin Ave, Turn right onto Templin Ave, Turn right onto N 4th St, Continue onto Gilkey Run Rd, Sharp right onto KY-49 S

Coop Comm: 2.5

Disclosure: Yes

Geo Lat: 37.733909

Geo Lon: -85.461485

General Property Description

Dedicated Road?: Y

Acres: 5.92

Zoning: Residential

Restrictions: No

Flood Plain: No

Status Change Info

Status: Active

Property Features

Lot Description: Flat

Lot Access: City Road; Paved Road

Utilities: Other

Listing Office: Goldmark Realtors

Last Updated: April - 20 - 2024

The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed.

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Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years

120 months = 10 years

180 months = 15 years

240 months = 20 years

360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator