321 E Oak St, Louisville, KY 40203 (MLS# 1650732)

$29,500

321 E Oak St
Louisville, KY 40203
MLS# 1650732

1 / 2

Property Description
Residential lot located next to I65 ramp between Floyd Street and Preston Street.

Details

Maps

None

Current Price: $29,500

Contract Info

Original List Price: 29500

Listing Date: 2023-12-01

Listing Price: 29500

List Price/Acre: 196666.67

Property Sub Type: Residential Land

HOA Y/N: No

HOA Fee: No

Location, Tax & Legal Info

Street #: 321

St Dir: E

Street: Oak

St Suffix: St

Area: 02-Butchertwn/Hghlnds/Germantwn

Sub Area: A

County: Jefferson

State/Province: KY

Zip Code: 40203

Parcel ID: 030K00820000

Deed Bk: 11754

Pg #: 650

Subdivision/Condo: NONE

Block: 030K

Lot: 0082

Sub-Lot: 0000

Directions: E Oak Street between Floyd and Preston, next to I65 right of way, alley access

Coop Comm: 1000

Disclosure: No

Geo Lat: 38.234288

Geo Lon: -85.750566

General Property Description

Dedicated Road?: N

Acres: 0.15

Lot Dimensions: 27 feet x 249 feet

Zoning: Residential

Restrictions: No

Flood Plain: No

Status Change Info

Status: Active

Property Features

Lot Description: Add Land Available; Cleared; Corner; Flat

Lot Access: City Road; Near Interstate Exit

Utilities: None

Listing Office: EOS Commercial Real Estate

Last Updated: December - 02 - 2023

The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed.

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Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

If you know the mortgage amount you can afford and the cash down payment percentage required, you can calculate the affordable real estate price.

Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

The term (duration) of the loan is expressed as a number of months.

60 months = 5 years

120 months = 10 years

180 months = 15 years

240 months = 20 years

360 months = 30 years

Need more options including the ability to solve for other unknowns, change payment / compounding frequency and the ability to print an amortization schedule? Please visit, https://AccurateCalculators.com/mortgage-calculator