$420,000
Prospect, KY 40059
MLS# 1699817
3 beds | 3 baths | 2208 sqft
1 / 44
Property Description
Welcome to Yacht Club Estates. This stunning 3 bedroom, 3 bathroom home offers the perfect blend of everyday comfort and vacation-style living, all with breathtaking views of the Ohio River, and best of all, it's not in a flood zone so no flood insurance is required. Step inside to find thoughtful updates throughout, including all new kitchen appliances (2024), a new higher-end Speed Queen washer and dryer, a new roof (July 2025), and a beautifully refreshed laundry room with a granite sink, new cabinets, and added functionality. The home also features a new shower enclosure (June 2025) and a recently upgraded garage door and opener (2022). The basement includes an unfinished section already plumbed for a bathroom, giving you plenty of opportunity to expand. Outside, you'll enjoy a fenced
Details
Maps
Documents
General Property Description
Total # of Rooms: 9
# Upper Floor Bedrooms: 0
# 2nd Floor Bedrooms: 1
Acres: 0.17
# 1st Floor Bedrooms: 2
# Basement Bedrooms: 0
Garage Y/N: Yes
Garage Spaces: 2
Basement Y/N: Yes
First Floor Laundry: Yes
First Floor PBR: Yes
Laundry Level: 1st
Total Closets: 0
Total Fireplaces: 0
SqFt -Total Finished: 2608
Above Grade Finished: 2208
Below Grade Finished: 400
Nonconform SqFt Fin: 0
Above Grade Unfin: 0
Below Grade Unfin: 633
Nonconform SqFt UF: 0
Sold As-Is: No
Age: 20
Lot SF: 7405
Sqft - Total Unfin: 633
SqFt - Source: Other
Stories: 1
Lot SF Source: PVA
M Struct Flood Plain: No
Monthly Maintenance: Yes
Monthly Maintenance $: 150
Total # Bedrooms: 3
Baths - Full: 3
Total Bathrooms: 3
Year Built: 2005
Contract Info
Office Exclusive?: No
HOA Y/N: Yes
HOA Annual $: 0
HOA Fee: No
Status: Active
Listing Date: 2025-10-03
Original List Price: 435000
Listing Price: 420000
Property Sub Type: Single Family Residence
Location, Tax & Legal Info
Sub Area: A
Parcel ID: 01-05-02-39
Deed Bk: 1338
Pg #: 243
Block: 05
Lot: 02
Sub-Lot: 39
School District: Oldham
Directions: US Hwy 42 to Hwy 1793, cross over Rose Island Road straight onto Harmony Marina Drive, left into Yacht Club Estates, left on Anchorage Court
Disclosure: Yes
Architectural Style
Traditional: 1
Utilities
Electricity Connected: 1
Fuel:Natural: 1
Water Source
Public: 1
Sewer
Public Sewer: 1
Rooms
Bedroom: 1
Bedroom Level: First
Dining Room: 1
Dining Room Level: First
Family Room: 1
Family Room Level: Basement
Full Bathroom: 1
Full Bathroom Level: First
Great Room: 1
Great Room Level: First
Kitchen: 1
Kitchen Level: First
Laundry: 1
Laundry Level: First
Primary Bathroom: 1
Primary Bathroom Level: First
Primary Bedroom: 1
Primary Bedroom Level: First
Sitting Room: 1
Sitting Room Level: First
Construction
Brick Veneer: 1
Wood Frame: 1
Roof
Shingle: 1
Fencing
Full: 1
Basement
Partially Finished: 1
Foundation
Poured Concrete: 1
Heating
# of HVAC Units: 1
Natural Gas: 1
Patio and Porch Features
Patio: 1
Cooling
Central Air: 1
# of HVAC Units: 1
Garage/Parking
Attached: 1
Entry Side: 1
Driveway: 1
Electric Vehicle Charging Station(s): 1
Waterfront Features
Marina in Community: 1
None
Current Price: $420,000
Location Tax Legal Info
Street #: 1705
Street: Anchorage
St Suffix: Ct
County: Oldham
State/Province: KY
Zip Code: 40059
Area: 20-Oldham County N171
Subdivision/Condo: YACHT CLUB ESTATES
Geo Lat: 38.413906
Geo Lon: -85.614948
Property Features
Architectural Style: Traditional
Rooms: Bedroom; Dining Room; Family Room; Full Bathroom; Great Room; Kitchen; Laundry; Primary Bathroom; Primary Bedroom; Sitting Room
Construction: Brick Veneer; Wood Frame
Roof: Shingle
Fencing: Full
Patio and Porch Features: Patio
Basement: Partially Finished
Foundation: Poured Concrete
Heating: Natural Gas
Cooling: Central Air
Utilities: Electricity Connected; Fuel:Natural
Water Source: Public
Sewer: Public Sewer
Waterfront Features: Marina in Community
Supplements
in yard, perfect for pets (no restrictions) and a lifestyle that feels like a private retreat. HOA dues of just $150/month include weekly yard mowing, seasonal landscaping, and trash pickup for easy, low-maintenance living. For boating enthusiasts, the neighborhood marina offers convenient boat storage, a floating snack and drink bar, and food trucks in the summer, making it feel like a riverfront getaway every day. All of this, plus the home is located in the award-winning North Oldham County school district, with bus pickup right in view. You'll also be just minutes from shopping, restaurants, River Road, the Gene Snyder (265), and the brand new Goshen Oldham Public Library. Don't miss your chance to experience vacation living year-round in one of Prospect's most desirable riverfront communities!
Room Information
| Room Name | Level |
| Kitchen | First |
| Dining Room | First |
| Great Room | First |
| Sitting Room | First |
| Primary Bedroom | First |
| Primary Bathroom | First |
| Bedroom | First |
| Full Bathroom | First |
| Laundry | First |
| Bedroom | Second |
| Full Bathroom | Second |
| Family Room | Basement |
Seller Disclosure 
Listing Office: simpler.realestate
Last Updated: January - 30 - 2026
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Metro Search, Inc. Real estate listings held by brokerage firms other than the site owner are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about each listing includes the name of the listing broker.
Broker Attribution:
502-489-4079