1148 Scenic Garden, Lawrenceburg, KY 40342 (MLS# 1561317)

$38,000

1148 Scenic Garden
Lawrenceburg, KY 40342
MLS# 1561317
Status: Closed

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Property Description
New on the market corner basement lot-nice home site, call for more info.

Details

Maps

None

Current Price: $38,000

Contract Info

Original List Price: 45000

Listing Date: 2020-06-08

Listing Price: 45000

Property Sub Type: Residential Land

HOA Y/N: Yes

HOA Annual $: 150

HOA Fee: Yes

Location, Tax & Legal Info

Street #: 1148

Street: Scenic Garden

Area: 12-Other Counties

Sub Area: A

County: Anderson

State/Province: KY

Zip Code: 40342

Parcel ID: 00

Subdivision/Condo: THE GARDENS

Block: E

Lot: 38

Directions: 44 to The Gardens, follow Scenic to end.

Coop Comm: 500

Disclosure: No

Geo Lat: 38.023537

Geo Lon: -84.927128

General Property Description

Dedicated Road?: Y

Frontage: 125

Lot Dimensions: 125x160x125x160

Zoning: Residential

Restrictions: Yes

Flood Plain: No

Status Change Info

Status: Closed

Contract Acceptance Date: 2022-01-14

Sold Date: 2022-01-24

Sold Price: $38,000

Property Features

Lot Description: Cleared; Rolling

Lot Access: City Road

Utilities: Other

Documents Available: Survey

Listing Office: Century 21 Commonwealth Real Estate

Last Updated: February - 24 - 2022

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Mortgage Calculator Help

You can calculate the mortgage loan amount from the price of the real estate by providing the down payment percentage.

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Or if you know the price of the real estate and the loan amout and enter "0" for the down payment percentage, the calculator will calculate the down payment amount and percentage.

Points, Annual Property Taxes, Annual Insurance and Private Mortgage Ins. (PMI) are all optional. If you enter values, the periodic portion of each will be calculated and shown on the schedule. Property taxes and insurance are combined under escrow.

If a borrower does not have cash to cover at least 20% of the purchase price, some lenders will require the borrower to purchase private mortgage insurance (PMI) to cover against a possible default. Premiums are typically 0.5% to 2.0% of the original loan amount. The borrower can drop the insurance coverage once the mortgage balance is less than 80% of the original purchase price. The calculator handles this automatically. (There may be other conditions as well under which the lender will no longer require PMI. One such case might be apprciation of the real estate.)

Points are charges that are normally due at closing. Borrowers (normally only in USA) may select to pay a lender "points" up front in exchange for a lower interest rate. Points are expressed in percent and are calculated on the amount borrowed. 3 points on a $200,000 mortgage equals $6,000. If the user enters points, this calculator includes their value in the summary and as part of the total payment at loan origination on the payment schedule.

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60 months = 5 years

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360 months = 30 years

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